This banking solution is specifically designed for immigrants and offers a pre-approved bank account that’s ready for use before you even arrive in the US. Enjoy a fee-free experience with no overdraft charges, no non-sufficient funds (NSF) fees, and no annual fees—ever. Additionally, you can access credit of up to $5,000 without needing a Social Security Number (SSN). For added security, all deposits are FDIC insured up to $250,000, providing peace of mind as you manage your finances in your new country.